A Home Inventory Template That Actually Holds Up
A home inventory template is only as good as the fields it makes you fill in. Copy the structure below into any spreadsheet or note — or skip the busywork and let an app capture it for you.
Most free templates you'll find are a blank grid with a couple of columns. They get you started, but they leave out the fields an adjuster actually uses to settle a claim — and none of them can hold the one thing that matters most: a photo of each item.
The home inventory template — fields to use
Copy this structure into any spreadsheet
| Column | What to put in it |
|---|---|
| Item | A specific description — brand and model where you can ("Bosch dishwasher", not "appliance"). |
| Room | Where it lives — living room, kitchen, bedroom, office, garage. |
| Value | What it would cost to replace, per item. |
| Purchase date | Roughly when you bought it, for depreciation. |
| Serial / model no. | For electronics, appliances and tools. |
| Photo | A picture of the item and its condition — the field a spreadsheet can't really hold. |
The two ways a template fails you: the photos aren't attached to the rows, and the file is sitting in cloud storage or a folder you can't reach right after an incident. A record you can't produce is a record that doesn't help.
That's the gap an app closes. Homivo is a home inventory template that fills itself in: each item gets a photo, room, value and date, stored offline on your iPhone with no account and no cloud. When you need it, it exports a claim-ready PDF with every item and a grand total. One-time purchase — no subscription, no ads.
Frequently asked questions
What should a home inventory template include?
At minimum: item description, room, replacement value, purchase date, serial/model number, and a photo of each item. The photo and per-item value are what make a template hold up for an insurance claim.
Is a spreadsheet good enough for a home inventory?
It's better than nothing, but a spreadsheet can't hold a photo per item and is easy to misplace or forget to update. For an insurance claim you want proof — a photo attached to each item — which is where a dedicated app like Homivo has the edge.
Where can I get a free home inventory template?
You can copy the field structure above into any spreadsheet or notes app for free. If you'd rather not maintain a file, Homivo captures the same fields plus a photo per item and produces a claim-ready PDF for you.